Safeco Mobile 4+

I received a notification concerning our insurance policy including the contracts detailing our partnership with safeco.
I logged on and was directed to change the password. I followed the simple instructions and perfected that task.
I was also advised to download the app. I’m getting my arms around it. So far ive been able to peruse the documents without glitches.
I’m going to take this opportunity to drill down and familiarize myself with the details. I’n looking forward gain command of the coverage that I’m paying and determining if any adjustments are needed.
I’d like to laud safeco for your fine service accommodating our insurance requirements on our home and numerous vehicles. You’ve always been there for us. I’m mindful of that reality and sincerely grateful that you welcomed us into your fold and have
faithfully stood by us all of these years. For that we’re grateful and we you a tremendous debt of gratitude. I pray that our association and business bond continues through perpetuity.
Kind regards,
eternally Charles m,carlos g m, marcelo d, Jonathan e, monica s, my mother and her husband giacomo & monica grippi.
Feel good about a fantastic job done..cmh..

Right Track purports to evaluate your driving. Its algorithm requires your precise location. Right Track does not function unless you give it this permission. One would think, therefore, that Right Track would know when you were on an actual road as opposed to, for example, a mountain trail, a ski run, or a body of water. I found out the hard way that it doesn’t. My Right Track “evaluation” includes skiing, running downhill and boating. I admit that I’ve had to make some sudden stops while on skiis but I think it’s rather unfair that this should affect my auto insurance premium. The algorithm furthermore does not know if you are on a curvey pot-holed road or a freeway. It does not know if you are driving with snow or ice on the road or a clean dry surface. It does not know if you are in rush hour traffic or an open highway. It does not know if you’ve been caught in a sudden deluge of rain or an unexpected gust of wind. It doesn’t even know if you are traveling uphill, downhill or level. How can Safeco can know the quality of your driving without knowing the conditions under which you are driving. In fact, it doesn’t even know if you are driving, skiing, running or boating.

Avoid using. The app uses GPS data to track acceleration and braking. Insurance rates aren’t determined by your actual driving record, but rather by isolated data points that don’t account for road conditions, amount of traffic, or the fact that as a driver much of what you do is in response to other drivers’ actions. To make matters worse, the app consistently records hard braking or rapid acceleration when no such thing has occurred. It definitely does not measure whether or not you are a “safe driver.” It doesn’t even accurately measure the level of risk of risk that the company is taking on when they insure you. For example, if someone runs stop lights, that’s totally fine, just so long as they brake incredibly gently. If someone stops abruptly in front of you or cuts into your lane, then your score takes a significant hit because you responded appropriately. And there’s no way to raise your score. Once your score drops a percentage point, no amount of “good” driving will raise it, you’ve merely lowered the ceiling on your score, which will be used as justification to raise rates in the future.